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Matt & Curt Cramer
Matt & Curt Cramer, Owners

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania

Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.

The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.

Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
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Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Pennsylvania Insurance Quotes

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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ERIE

ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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Recent News & Updates

A Retailer’s Guide to Loss Prevention

Posted: November 19, 2024

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer loses a certain amount of inventory due to damage, employee theft, and shoplifting. These losses affect your business’s bottom line and your livelihood. In a world...

Driving Safety Tips as Daylight Savings Ends

Posted: November 16, 2024

Fall and the end of daylight savings time is upon us once again. As the clocks are turned back an hour, you can expect your normal sleeping patterns to be disrupted for about a week before they return to normal, as the amount of sunlight in a day is less. Driving to work or around town could be just that much more challenging. Here are some...

What Is a Lienholder?

Posted: November 15, 2024

If you've recently purchased a car and are wondering why you haven't received the title yet, you're not alone. For many first-time car buyers, this can be a bit of a surprise, but in many states, the buyer does not receive the title until the auto loan is paid off. Until then, the title is often held by an entity known as a “lienholder.” A...

Is Your New Car Covered Under Your Auto Insurance Policy?

Posted: November 8, 2024

You’ve been patiently searching for the perfect new car. You just signed your name on that last piece of endless paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you take in that new car smell, a thought suddenly crosses your mind: Do I have insurance? Good news: If you’re an Erie Insurance customer (listed as the named insured),...