Skip to the content
Matt & Curt Cramer
Matt & Curt Cramer, Owners

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania

Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.

The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.

Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Pennsylvania Insurance Quotes

Erie Insurance Logo
Millville Mutual Insurance Logo
Progressive Insurance Logo

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Get Coverage

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Get Coverage

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
Get Coverage
ERIE

ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
Learn More

Recent News & Updates

How to Insure Your Side Business

Posted: November 4, 2024

A side business is a great way to make extra money or pursue your passion before building it into a full-time career. If you are considering starting a side business or are already successful in an endeavor, it is essential to consider your insurance coverage. Depending on your product or service, you may need various types of coverage. Here are some pointers to protect yourself...

5 Steps to Protect Your Home from Carbon Monoxide

Posted: November 2, 2024

Carbon monoxide (CO) is a colorless, odorless, and tasteless gas produced when any carbon-based substance is burned to create heat or energy. If inhaled in small quantities, carbon monoxide causes dizziness, weakness, headaches, vomiting, and chest pain. When inhaled in more significant amounts, the gas is fatal for children and adults. If a person is asleep or intoxicated when they begin to breathe carbon monoxide,...

Native American Heritage Month: Reflecting on the Past & Looking Ahead

Posted: November 1, 2024

In November 1990, President George H. W. Bush signed a law designating November as National American Indian Heritage Month. The contributions of Native American Indians and efforts to honor and recognize these cultures have been going on for decades. How It All Started: Gaining Recognition  One of the very first proponents for a day set aside to acknowledge the contributions of Native Americans was Dr....

What can I do to make life insurance more affordable?

Posted: October 22, 2024

Life insurance is a key part of any sound financial plan, offering peace of mind that your loved ones will be financially secure in the event of your death. However, many people hesitate to purchase life insurance due to concerns about cost. The good news is that there are several ways to make life insurance more affordable without sacrificing the necessary coverage. Following a few...