Matt & Curt Cramer, Owners
Carl L. Cramer Insurance LLC
Insuring Shippensburg & All of Pennsylvania
Carl L. Cramer Insurance LLC Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Shippensburg and All of Pennsylvania
Pennsylvania Independent Insurance Agency
Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania
Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.
The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.
Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.
Specializing In Erie Insurance
Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Pennsylvania Insurance Quotes
Auto Insurance
Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Home Insurance
If you have tangible assets, you need the protection of a homeowners insurance policy.
Business Insurance
As a business owner, you have enough on your mind without having to worry about your insurance needs.
ERIE's YourTurn® Program
There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
Recent News & Updates
What Happens If You Outlive Your Term Life Insurance Policy?
Posted: June 7, 2025
Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly pass away or become incapacitated. But what if you outlive your term policy? Understanding your options can help you plan for the future and ensure continued financial security for your loved ones. What is Term Life Insurance? Term life insurance...
The Ins and Outs of Contractor Insurance
Posted: June 4, 2025
Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients. Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...
Top 5 Frequently Asked Questions About Business Insurance
Posted: June 4, 2025
Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...
5 Most Common Insurance Claims and How to Avoid Them
Posted: June 2, 2025
June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners' insurance claims and strategies to prevent them: 1. Water Damage Water damage is...
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