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Matt & Curt Cramer
Matt & Curt Cramer, Owners

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania

Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.

The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.

Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Pennsylvania Insurance Quotes

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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Recent News & Updates

Are We Getting Enough Sleep to Safely Drive?

Posted: April 3, 2025

Sleep-deprived drivers are turning America’s roadways into danger zones with potentially costly consequences. That’s according to the findings of a new survey sponsored by Erie Insurance examining drivers’ sleeping and driving habits. The survey found that a majority of Americans are sleeping fewer than seven hours per night, the minimum nightly amount recommended by the Center for Disease Control. A lack of sleep can affect...

6 Things NOT to Say During a Job Interview

Posted: April 2, 2025

Whether you’re right in the thick of it with job interviews or you’re prepping for a future career change, knowing what to say — and more importantly, what NOT to say — during an interview can sometimes make or break your chances. So, to help avoid any awkward moments while also impressing your interviewer, review these six instant-red-flag-phrases for hiring managers and make note of...

5 Insurance Considerations for Your Home Remodel

Posted: April 1, 2025

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...

National Car Care Month 2025: A Roundup of Our Best Tips

Posted: March 31, 2025

We are there for your car when it comes to auto insurance, but what about everything else? Your car can take you near and far, but only if you take care of it in return. April is National Car Care Month, and it’s your opportunity to show your ride the love that it deserves. Lucky for you, we have tons of helpful posts right here...